Gayle
“I have been a client of M4 Financial Services Inc. since 2014, back when I first arrived in Canada as a Temporary Foreign Worker. From the beginning, Kuya Totie and Ate Denise have provided an incredible level of support that goes beyond what would typically expect from financial services provider. Their professionalism, deep product knowledge, and above all, their genuine care for their clients truly set them apart.
What stood out of me from day one was their exceptional customer service. They are always warm, accommodating and available almost 24/7 whenever I have questions or concerns. As a newcomer in a new country, that kind of responsiveness gave me peace of mind. They ensured that I had the right insurance coverage in place, so I could focus on settling into my job and life in Canada without constant worry of “what if something happens?’”. Knowing I was insured gave and my family a sense of security that is truly priceless.
Over the years, our relationship evolved from client-advisor to a meaningful friendship. Kuya Totie eventually became our financial advisor from investing in RRSP, TFSA, and FHSA. He guided us step-by-step on how to save and plan for our dream, to have our own house – a goal that we were able to achieve, thanks to his advice, guidance, encouragement and financial wisdom. He explained everything in a way that was easy to understand and always took the time to ensure we were comfortable with each decision.
What makes M4 Financial Services truly special is not just the expertise in insurance and financial planning, but their commitment to building long-term relationships with their clients. They just don’t treat you as a number or transaction, but you will be treated like family. And when you are under their wings, you can be confident that you’re in good hands. They look out for your future as if it were their own.
If you’re looking for a financial partner who is reliable, compassionate and genuinely invested in your success and well-being, I wholeheartedly recommend M4 Financial Services Inc. You will not only find a professional team, but you will gain lifelong allies on your financial journey.”
– Gayle
Rufa
“Being a client of M4 Financial Services Inc. has truly been a turning point in my financial journey. From the moment I connected with their team, I felt heard, supported, and genuinely cared for. Their professionalism is matched by their compassion, they took the time to understand not just my finances, but my goals and concerns. Through their guidance, I’ve gained clarity, confidence, and peace of mind about my future. I’m deeply thankful for their unwavering support and would wholeheartedly recommend their services to anyone seeking trustworthy, personalized financial care.From our first conversation, they treated me with respect, took the time to listen to my unique situation, and created a path forward that felt achievable and empowering.
What sets them apart is not just their professionalism and expertise, but their commitment to truly helping people. I never felt rushed or like just another client, they made me feel valued and informed every step of the way. With their guidance, I’ve gained a clearer understanding of my finances, more confidence in my decisions, and a stronger sense of hope for the future.
I’m incredibly grateful to be one of their clients and will continue to recommend M4 Financial Services Inc. to anyone looking for not just financial solutions, but a team that truly cares.”